Pet Proofing Your Home
September 30, 2014
For some, a house really isn’t a home without some furry friends to share it with. Without proper planning, however, cats and dogs can be a real risk to themselves and their surroundings. This week, we have some helpful tips to keep your pets safe in your new home (and to keep your new home safe from your pets!)
First off, all around the house use child safe latches on any low cabinets that might contain substances dangerous to pets. Medications, cleaners, and cosmetics can be a real hazard to curious animals. Likewise, keeping your trash in a latched cabinet might sound like a bit of a hassle, but even in just a month or two of limited access, most pets will learn to just leave it alone. Additionally, block off small spaces near and around appliances to keep cats and small dogs out.
In your living room, look out for small spaces where you have trouble vacuuming. Often times things like string or bits of trash can collect back there and get eaten by cats and kittens. Additionally, keep an eye on your houseplants and whenever possible, move them out of reach of your pets. Cats and dogs alike will eat just about anything that’s green, despite how sick they might make them.
Lastly, in your bedroom, keep your laundry in your closet along with any shoes or outerwear that might contain drawstrings or buttons as they can cause serious damage if swallowed. Along the same lines, watch out for cords and wires around your phone and television. Just securing them snuggly behind a dresser or nightstand can ensure your pets stay safe.
More than anything, simply being cautious and conscious is all it takes to keep your home and belongings safe both for your pets and from your pets!
– See more here:
Share
Plans for Exciting New Amenities Unveiled
Talk about the economy is all over the news, and the odds of a recession are rising this year. That’s leaving a lot of people wondering what it means for the value of their home – and their buying power. Let’s take a look at some historical data to show what’s happened in the housing market during each recession, going all the way back to the 1980s. The facts may surprise you.
Think a new home means a bigger price tag? Not necessarily.
On November 14th, Belmonte Builders was honored to take home three(3) awards for our Cypress Twin Home at the 2024 Capital Region Builders & Remodelers Association’s (CRBRA) Best in Building Awards night. We were proud that our Cypress model home at 22 Daintree Drive was recognized for: Best New Twin Home or Townhome Best New Merchandised (staged) Model Best Aging in Place Design
Now that it’s September, all eyes are on the Federal Reserve (the Fed). The overwhelming expectation is that they’ll cut the Federal Funds Rate at their upcoming meeting, driven primarily by recent signs that inflation is cooling , and the job market is slowing down . Mark Zandi, Chief Economist at Moody’s Analytics, said : “They’re ready to cut, just as long as we don’t get an inflation surprise between now and September, which we won’t.” But what does this mean for the housing market, and more importantly, for you as a potential homebuyer or seller? Why a Federal Funds Rate Cut Matters The Federal Funds Rate is one of the key factors that influences mortgage rates – things like the economy, geopolitical uncertainty, and more also have an impact. When the Fed cuts the Federal Funds Rate, it signals what’s happening in the broader economy, and mortgage rates tend to respond. While a single rate cut might not lead to a dramatic drop in mortgage rates, it could contribute to the gradual decline that’s already happening. As Mike Fratantoni, Chief Economist at the Mortgage Bankers Association (MBA), points out : “Once the Fed kicks off a rate-cutting cycle, we do expect that mortgage rates will move somewhat lower.” And any upcoming Federal Funds Rate cut likely won’t be a one-time event. Lawrence Yun, Chief Economist at the National Association of Realtors (NAR), says : “Generally, the rate-cutting cycle is not one-and-done. Six to eight rounds of rate cuts all through 2025 look likely.” The Projected Impact on Mortgage Rates Here’s what experts in the industry project for mortgage rates through 2025. One contributing factor to this ongoing gradual decline is the anticipated cuts from the Fed. The graph below shows the latest forecasts from F annie Ma e , MBA , NAR , and Wells Fargo (see graph below):
Being a part of the Sandwich Generation comes with its challenges – but it also might come with one truly great perk. If you’re looking to buy a home, your caregiving situation can actually make it a bit easier for you to afford a home. And building a new home makes it easier to personalize the floor plan to fit your unique needs
Retirement is a time for relaxation, adventure, and enjoying the things you love. As you imagine this exciting new chapter in your life, it's important to think about whether your current home still fits your needs. If it's too big, too costly, or just not convenient anymore, downsizing might help you make the most of your retirement years. To find out if a smaller, more manageable home might be the perfect fit for your new lifestyle, ask yourself these questions: Do the original reasons I bought my current house still stand, or have my needs changed since then? Do I really need and want the space I have right now, or could somewhere smaller be a better fit? What are my housing expenses right now, and how much do I want to try to save by downsizing? If you answered yes to any of these, consider the benefits that come with downsizing.
When you’re planning a move, it’s normal to wonder where you’ll end up and what your future home is going to look like. Maybe you’ve got a specific picture of that house in your mind. But unless you came into this process knowing you want to buy a newly built home, you may not have pictured new home construction. These two reasons may make you want to reconsider that. 1. Adding Newly Built Homes Could Give You More Options There are two types of homes on the market: new and existing. A newly built home refers to a house that was just built or is under construction. An existing home is one a previous homeowner has already lived in. Right now, the inventory of existing homes is tight. But there may be options for you on the new home side of things. Data from the Census and the National Association of Realtors (NAR) shows that newly built homes are a bigger part of today’s housing inventory than the norm (see graph below):
If you’re taking a look at your expenses as you retire, saving money where you can has a lot of appeal. One long-standing, popular way to do that is by downsizing to a smaller home. When you think about cutting down on your spending, odds are you think of frequent purchases, like groceries and other goods. But when you downsize your house, you often end up downsizing the bills that come with it, like your mortgage payment, energy costs, and maintenance requirements. Realtor.com shares : “A smaller home typically means lower bills and less upkeep. Then there’s the potential windfall that comes from selling your larger home and buying something smaller.” That windfall is thanks to your home equity . If you’ve been in your house for a while, odds are you’ve built up a considerable amount of equity. And that equity is something you can use to help you buy a home that better fits your needs today. Daniel Hunt, CFA at Morgan Stanley, explains : “ Home equity can be a significant source of wealth for retirees, often representing a large portion of their net worth . . . . Retirement planning can be complex, but your home equity shouldn't be overlooked.” And when you’re ready to use that equity to fuel your next move, your real estate agent will be your guide through every step of the process . That includes setting the right price for your current house when you sell, finding the home that best fits your evolving needs, and understanding what you can afford at today’s mortgage rate. What This Means for You If you’re thinking about downsizing, ask yourself these questions: Do the original reasons I bought my current house still stand, or have my needs changed since then? Do I really need and want the space I have right now, or could somewhere smaller be a better fit? What are my housing expenses right now, and how much do I want to try to save by downsizing? Then take a look at your current situation. Check to find out how much equity you have in your current home and research the market to find out what's available for you. Don't overlook new construction options. New homes and newer homes are often designed with aging-in-place in mind. Bottom Line Want to save money in retirement? Consider downsizing – it could really help you out. When you’re ready, check out Belmonte's award-winning ranch and primary down floor plans.
